THE PLAN THAT WORKS FOR YOU

Did you know…
A quality education can greatly increase a child’s chances for success—but it can be expensive. You need to consider tuition, books, fees, room and board and many other costs. With the Oregon College Savings Plan, families can confidently invest in their children’s future.

529 College Savings Plan Benefits

Easy Eligibility
Gift and Estate Tax Benefits
Control
Flexibility
High Maximum Contribution Limit

529 Plan Tax Incentives

Contributing to a 529 college savings plan allows investors to take advantage of significant tax benefits:

Federal Tax-free Earnings—Investment earnings will be distributed federal income tax-free when used for Qualified Higher Education Expenses.

Tax-free Growth and Withdrawals—Assets invested in a 529 Plan may grow faster than comparable taxable accounts because the assets grow federal and state tax deferred for the life of the account. More

Some states offer favorable tax treatment to their residents only if they invest in the state’s own plan. Non-residents should consider whether their state offers its residents a 529 Plan with alternative tax advantages and should consult with their tax advisor about any state or local taxes.



This hypothetical illustration assumes an initial investment of $10,000 and an 8% annual rate of return. The taxable account assumes a 28% federal and 5% state tax rate. MORE

Start saving early

See how your 529 plan contributions grow when you start with a $5,000 lump sum and continue with $100 monthly until your beneficiary is 18 years old. You maximize the effect of compounding that way!

College Savings Calculator

Use these handy calculators to help develop a plan that works for you.
Calculator